Australia · Australian Prudential Regulation Authority (APRA)
CPS 230

APRA Prudential Standard CPS 230

APRA's operational-risk-management standard, including business continuity and service-provider management obligations.

Status · Effective 1 July 2025

What CPS 230 actually is.

CPS 230 consolidates and strengthens APRA's expectations on operational risk - including resilience of critical operations, management of service provider arrangements, and scenario testing of recovery against severe-but-plausible disruption. For cybersecurity programs, the tie-in is strong: cyber incidents sit inside operational risk, and "critical operations" must be identified and their disruption tolerances documented, measured and tested. Boards approve tolerances; internal audit provides independent assurance.

Applies to

All APRA-regulated entities - ADIs, insurers, superannuation trustees and RSE licensees. Non-significant financial institutions had an additional 12-month transition window.

Key requirements

The control areas the framework covers.

Summary of the control families and outcomes the framework drives. Always validate against the official publication for the authoritative wording.

  1. 01

    Critical operations

    Identify operations whose disruption would have a material adverse impact on beneficiaries, members, policyholders or the financial system.

  2. 02

    Tolerance for disruption

    Establish, and have the Board approve, tolerance levels for each critical operation (maximum period and extent of disruption).

  3. 03

    Scenario testing

    Regularly test the ability to operate within tolerance through severe-but-plausible scenarios.

  4. 04

    Service provider management

    Maintain a register, undertake due diligence, manage service-provider risk and notify APRA of material arrangements.

  5. 05

    Business continuity plan

    Maintain a Board-approved plan aligned to critical operations and tolerances.

  6. 06

    Operational risk incidents

    Notify APRA of operational-risk incidents likely to have a material impact and maintain an incident register.

Official source

Read it from the issuing body.

For anything with a regulator or certification body behind it, the authoritative text is what counts - not our summary.

Australian Prudential Regulation Authority (APRA)

APRA Prudential Standard CPS 230

apra.gov.au/operational-risk-management

Content on this page is a plain-language summary for programme planning. It is not legal or regulatory advice, and it does not replace a current copy of the issuer's publication.

Industries

Where CPS 230 shows up.

Sectors where Vectra most commonly applies this framework. Click through for the industry-specific program view.

Security, engineered around you.

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